AI Commission Engine

More Conversations.
More Closings.
More Commission Checks.

Six AI-powered systems. One connected platform. Built exclusively for modern loan officers.

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Built for retail loan officers
AI Commission Engine · Live
ACTIVE
Incoming
New Lead
AI is answering…
Pre-qual collected
Income verified
Appointment booked
Commission Pipeline
+218%
Calls
1,284
Appts
312
Closings
97
Appointment booked
while you were closing a loan
How ACE Works

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Incoming opportunity

Incoming Opportunity

AI Commission Engine

AI Commission Engine

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Step 1 — AI answers every opportunity

Inbound and outbound AI agents engage borrowers instantly, 24/7, so no opportunity slips through the cracks.

01
Built for production

Built For Loan Officers Who Want More Production

The system is already changing the math on how top producers grow.

"The entire program (A.C.E.) is top notch… I have been doing a lot of research with other companies and ours is just way above what other companies are offering."
Alina Burke
Loan Officer
"The technology is amazing. These are tools I couldn't imagine when I started in this business 50 years ago!"
Mike Miklaus
Loan Officer
"If I had to do all of this myself, there is no way it would get done."
Adam Klugh
Loan Officer
"They put so much time and energy into helping me be effective, to be better. Which ultimately help me and my business!"
Vince Queen
Loan Officer
"I am excited about the hot list… sometimes we get so much information we do not know where to start. So having the hot list and seeing the top 10 priorities is gonna be AMAZING!"
Jeannie Swords
Loan Officer
"The HERO program blows me away. There is so much time spent dialing realtors, having the HERO program to reach on my behalf pumps me up. It encourages the realtor to meet and it's amazing."
Mark Adwell
Loan Officer
"The morning hot list looks at my entire universe of marketing and gives each loan officer 10 leads that need our attention the most. As a busy LO getting leads from all different sources, this is a huge advantage to prioritize my time."
Clint Porter
Loan Officer
"This system helps elevate us to even more of experts in our field, free up time to be more committed to the relationship with borrowers and referral partners, and leaving the backend stuff to the platform while we focus on the relationships."
Danielle Prost
Loan Officer
"SMP centers everything around the loan officer and bringing it back to us!"
Jeannie Swords
Loan Officer
Our Mission

Built For Loan Officers. Not Shareholders.

While other mortgage companies are building AI to maximize corporate efficiency and call-center profits, we're building AI to maximize retail loan officer production.

This is the most comprehensive suite of proprietary AI tools available to today's mortgage professional.

Period.

Traditional Mortgage AI
Optimizes for
Corporate Profit
  • · Call-center automation
  • · Margin extraction
  • · Shareholder returns
SMP Intelligence
Optimizes for
Loan Officer Production
  • · Personal pipeline growth
  • · Retention compounding
  • · Bigger commission checks
The Platform

Meet The AI Commission Engine

Six AI systems working in concert. Each one is a category leader on its own. Together, they compound.

01

Same Day UW

Compress your underwriting from weeks to a single day.

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02

24/7 Pre-Qual

Every inbound lead answered, qualified and booked — around the clock.

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03

Day One Prospecting Engine

Surface intent-rich opportunities the moment a borrower starts shopping.

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04

H.E.R.O.

Hands-Free Engine for Realtor Outreach — prospecting agents and booking appointments every week.

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05

Morning Hot List

An AI-curated list of the day's highest-conversion opportunities, every morning.

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06

Google + AI Optimization

Show up where modern borrowers search — and where AI answers their questions.

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In Their Words

Hear It Directly From Loan Officers

Real stories from loan officers using the AI Commission Engine to grow production.

Schedule a Discovery Call

Want To Win More Commission Checks?

Book a private demonstration and see how SMP Intelligence is helping loan officers create more conversations, more closings, and more commission checks.

Schedule a Discovery Call

30-minute personalized walkthrough.